My favourite ways to save money all year around..

Its no secret I love a bit of a budget. I also love making my money go further and so I get all excited when I can make a bit of a saving on the every day stuff- no matter how small- it all adds up towards our bigger picture. Travel.

Now I talked about these guys before, cash back schemes but wholly dolly I’m a convert. Now I’m a bit cautious and so I thought it was bit dodgy to start with because I’m in that its to good to be true group. However being in that groups means I research until no scam question has been left unanswered and its now my favourite way to save money on shopping all year round because Im shopping online anyway.

Here is how it works.
You download the app either on you phone or own you PC. Type in who or what you want, and then head to the store via the link from cashbacks app. You then purchase everything your heart desires from one of their 1200 partnered stores. The cashback is given once your purchase have been confirmed. So it doesn’t come off your checkout amount at the time of your shop but is then verified- which can be a few days or in some case 14 days. You can then have that put into a paypal account or bank account.

Who can I shop with?
I been using Shopback well over a year and have saved myself a few hundred dollars in that time. I have saved myself between 3-10% on everything from flights with Air NewZealand, a cement mixer from Catch of the day, my weekly shop from Woolworths, new shoes from ASOS and foundation from Priceline. Im a convert.

So imagine my complete excitement; yes it’s true when I discovered that not only did Shopback now have Target as a partner offering a sweet 5% but I found a new cashback scheme; Cash Rewards. Cash Rewards currently has a cashback reward of 20% with Big W.

You can also add vouchers at checkout to create more savings for yourself, which can be mixed with the days where they increase their cashback offerings.

Oh, the sweet smell of savings.

What’s the catch?
The only catch is you have to shop over the net and do choose to pick up or do delivery. Then there is the verification time which means a wee wait for your dollars but that’s only fair, right? Nothing worthwhile is easy or instant, right?

How do they make their money?
Essentially in the simplest of terms, they are affiliate marketers. Their referral earns them money that gets paid to them by the company their app has sent you to. For example, if you want something you go via the cashback app to Amazon. Amazon then pays them $1.00 every time you visit. They pay the cash back app $1.00 for the referral and you twenty cents

Sign up for Shopback here and Cashback here and if you refer a friend and they use the apps YOU get $5.00 into your account. An extra fiver never goes astray this close to Christmas right?

It’s my favourite way to save money on shopping all year round.

xx Deb.

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