I read my first finance book when I was 18 years old. It was “The woman’s money book” by Vivienne James. I still have it and I have read it more than once.
I have since then read various other finance books but usually got distracted by the money terms and jargon and never finished the book; nor implementing the suggestions, so basically money wasted.
As a result of not being clever-clever I am life clever and so have learnt to be pretty savvy with our money. We have made some major blunders and so as I have said previously I want to know what every cent is doing and I’m always wanting to make sure that I’m on the pulse if you know what I mean. As a result, I’m always reading learning about money etc Naturally then I read Barefoot Investor on a whim. On a whim, because I don’t like hype and its hype right now but its well deserved hype because I loved it.
I loved the easiness of it and how relatable it was. I even gifted it to my seventeen-year-old goddaughter for Christmas; I know I bet she loved me.
And I know there are so many posts on his book right now but seriously I can’t recommend it enough. He has a website, a facebook page and if you want a paid subscription to learn more about his investment options. None of this is paid or affiliated I should mention. I actually contacted him and whilst he said was flattered he couldn’t write for me or allow me to share his articles because he is fiercly independent, so instead I will rave about him which I am because I get being fiercely independent.
Anyway back to the book.
The book will show you how to create an entire financial plan that is so simple you can sketch it on the back of a serviette … and you’ll be able to manage your money in 10 minutes a week.
So do yourself a favour and head out to buy a copy. You can get them from any good bookstore including the link below and yes I will get 3% of your total spend because they are affiliated; I am nothing but honest. Buy it because it will save you money in the long run if you carry out his suggestions.
So how did it save me money? Personally, I found that whilst we have pretty much the same set up he recommends for debt and savings it was my Super and the fees being charged that I had never thought about. I’m on the ball with Super (at least I thought I was} and how much we deposit (15%). I had never considered the fees thinking that there wasn’t much I could do but as a matter of fact, there is and so I swapped my Super for a lesser fee Super. One that charges so much less than what I had been paying. Bingo best $24.95 I have spent all year – its saved me $600 bucks just there.
So do yourself a favour buy it.
Booktopia – 25% off the Top 100 Bestsellers
xx Deb
